We build an investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance and investment horizon. The three main asset classes - equities, fixed-income, and cash equivalents - have different levels of risk and return, so each will behave differently over time.
Tax Aware Investing
Tax repercussions play a pivotal role in our client’s investment returns, therefore we work closely with our client’s accounting and legal team to better understand these implications. Within our investment advice we look to minimize these tax consequences by advising on the utilizations of tax advantageous vehicles and strategies that will minimize the impact our clients tax status may present.
Real Asset Investing
Real estate sometimes can encompass more than half of our client’s net worth. Therefore ASI Family Office decided to found ASI Realty to provide our clients with a reliable partner in this complex industry. We do not focus on buying and selling property but in building the proper team to identify investment opportunities for our clients.
Capital Sufficiency Analysis
Capital Sufficiency Analysis is the process by which we conclude if current assets and expected future capital of our clients will be sufficient to meet their family and estate planning goals. It is understood that no one can predict the future but certainly this analysis can better help set expectations, spending guidelines and estate planning objectives that match their current capital capabilities.
One of the most important advantages of a family office is to utilize the creation of a centralized platform so a family or investment group can identify and see in a moments notice their entire asset architecture. We look to provide our clients at any given moment a current snapshot of their entire asset base and performance through our multiple reporting tools and services.
Process by which an individual or family take the appropriate steps to establish the applicable vehicles and structures needed to conduct a smooth, swift and tax efficient transfer of assets to the following generation or desired beneficiaries. It is important to also understand that a dynamic structure must be created which is able to adjust and adapt to the ever changing goals of an individual or family.
We work together with an incredible network of lawyers to properly assemble our clients’ estate plans in a cost efficient manner. The complexity of said work also demands that we work closely with many other components of our client’s ecosystem like family members and other trusted advisors. It is important to remember that neglecting this important matter can cause undue financial burdens to loved ones. Amongst some of the main needs we work with our clients are:
Insurance Evaluation & Oversight
Whether it’s your family, your home or your business, our insurance specialists work closely with our clients to cover the safety of their valued assets. We are also committed to working with the most respectable firms to protect our clients from the day to day risks of life. Through our advisory process we identify our clients’ gaps and work on a strategy to properly address them.
Financial advice and tax planning should not be taken as separate activities if one is to maximize the tax efficiency with which a family’s wealth is managed. That is why we offer to be part of this process. We not only provide a coordinated and effective platform that allows tax professionals to interchange information for the proper preparation of tax responsibilities but in fact sponsor a team work approach that develops comprehensive strategies that look to minimize our client’s tax consequences.
It is said that one of the most complex endeavors in the world is the harmonious understanding between family members. Every individual has its own personality, goals, dreams and priorities. Precisely this diversity is what enriches a family but at the same time it can create a difficult environment of understanding. This is probably the most important aspect of a family office in that we strive to provide a trustworthy environment with the proper communication tools and an optimal working platform for the family to concentrate in all that they have in common and the goals that they share.
Family Legacy Planning
Most wealthy families and individuals have worked for many years and decades to build the firms and assets that they now so dearly treasure but at some point these leaders will no longer be here to lead the way. Questions arise...
Sadly enough in most cases were the proper planning is not done the answer is "Yes". We work together with our clients today to set up the tools and structures that in the future will shape the next generation to preserve the hard earned family legacy.
Philantropic Strategic Planning
When it comes to philanthropic endeavors taking the first step of deciding to give back to the world is the easiest step. The hard part is making sure you are maximizing the effect of every dollar you contribute to create a lasting impact which in turn strengthens your family legacy. We are committed to work jointly with our clients to fully understand the impact they wish to have in the world and how best to proceed.
Wealth Management & Financial Planning Services
ASI Family Office